Employee Benefits provided by McDonough Insurance Services.
In business, there is no one-size-fits-all when it comes to employee benefit initiatives and programs. Every organization and individual’s needs are different. We at Hecht-Stout Insurance Agency can develop these benefits programs depending on the needs, interests of your employees and the size of your company.
Group health insurance is often the top priority of employees since individual health insurance can be costly. It’s a large expense for employers, second only to payroll.
Providing dental insurance can provide great benefits to your employees and to you as an employer.
Want to save your employees money and ensure they have access to important health care? Then you’ll need vision insurance.
With millions of employees now in high-deductible health plans, they are even more susceptible to high out-of-pocket costs.
Disability insurance protects your employees in the event they are unable to work for a period of time.
Life & Accidental Death
Unlike Workers’ Compensation, which covers only work-related accidents, AD&D insurance applies wherever covered accidents happen, such as at home or on the road for your employees.
Group Voluntary benefits
Voluntary benefits allow employers to offer more extensive coverage without added costs, which helps them save on taxes and draw in talent.
Group Long term Care
It might be hard to imagine now, but chances are you’ll need some help taking care of yourself later in life.
A 401(k) is one of the most common retirement investment options offered by employers in the United States today. It’s not surprising why.
Everyday, the average worker faces an unknown risk of injury or illness on their job.
Flexible spending Account
Flexible spending accounts (FSAs) are another type of employee benefit, in this case, solely designed to save employees money through pre-tax savings on eligible healthcare expenses.
Employee Assistance Plan
To help employees with all the pressure, organizations can install employee assistance programs.
Already Have Employee Benefits? Switching is easy
It might be time to switch insurers whenever the service that your existing insurer provides doesn’t meet your needs. For example, if you have a poor claims experience or an unexplained rate increase, it might be time to consider other options
If you cancel a previous policy before a new policy is effective, you could run into some serious financial problems.
Contact us today to help you with multiple options to choose from.