Assurena Insurance Agency is an independent insurance brokerage agency that carries some of the best coverage options in the entire New USA.

Our Contacts

88 Centre Street North,
Toronto L4W 1C9
+1 (419)-507-0468
+1 (213)-345-0468

Working Hours

9.00 - 5.00
8.00 - 5.00
8.00 - 5.00
8.00 - 5.00
8.00 - 4.00

Work Comp Claims
Can Spiral Out of Control Without
Effective Oversight and Support

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Mismanaged and late reported claims are the #1 reason business owners pay so much for workers’ comp.

You have a company to run. Let our team assist you keeping an eye on
your claims working closely with your claims examiner  pointing you to
the Resources and Support you’ll need to help your injured employees…
freeing you up to focus on your business.


We’ll assist you by helping you navigate and communicate with your
insurance carriers claims examiner. The focus will be to work together
assisting you and them with the information they need to oversee and
manage your employees’ injuries from the moment the claim is filed.

We’ll work with you and the claims team to help your employees get
prompt medical care and positive results for your business.

claims management
bilingual employee advocates

Bilingual Employee Advocates

An injured employee fears for his or her future.

They risk getting lost in a system that they perceive doesn’t care about them.

Our focus is helping bridge cultural divides to help your injured
employees understand you’re on their side.

When you clearly communicate with your employees and they know you
want them back at work ASAP, they are 90% less likely to hire a

Experience Modification Management

A good Experience MOD or a bad Experience MOD can make or break a business.

Many Experience Mod calculations contain errors: Wrong Classification
Codes, Incorrect Payrolls, or Inaccurate Claim Expenses.

For contractors, it means winning a bid or sitting on the sidelines.

We work diligently to get your Experience MOD where it needs to be for
your continued success.

modification number management
insurance fraud

Accident Investigation & Fraud

It’s crucial to spot Red Flag potential Fraud situations that can cost
thousands of dollars and potentially destroy Company Culture.

Even after getting through the hiring process, a new employee might
have some dishonest motives. The biggest motive is easy money.

Sometimes workers may work a second job or have a side business while
making false claims that they are too injured to work. They would be
receiving lost wages from their workers comp policy while also earning
money from their other job.

Another draw to fraud is time off. 

If a worker is dishonest, he/she can collect insurance money and claim
they are unable to work while pursuing other activities.

Common Cases of Fraudulent Claims

  • Late reported Injuries
  • Claims Reported first thing Monday Morning
  • Hurt Off the Job
  • Fake Injuries
  • Old Injury
  • Malingering
  • Inflated Injuries

What Can Business Owners Do to Combat Work Comp Fraud?

It’s important to have a safety program in place to prevent accidents
from happening in the first place. However, if an accident does occur,
it’s important to have post injury management procedures in place.
Having an Insurance Carrier that is aware of the red flags can help as

Discover The Benefits and Value of
Effective Work Comp Claims Oversight and Support

Schedule Your No-Cost, Zero Obligation Work Comp Risk SnapShot Session Today (Value $350)
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